Event Liability and Event Cancellation Insurance Explained
Help Protect Your Wedding or Private Event with Event Liability Insurance
Your wedding day or private outing is supposed to create memories for all the right reasons. You’ve spent months planning, thousands of dollars and anticipate the memories being made lasting a lifetime.
While no one anticipates those memories coming from an unexpected accident, the reality is accidents happen but you can plan ahead to help protect you from financial loss.
If you haven’t contemplated Event Liability Coverage, odds are your venue has and may have a list of criteria they require. From coverage limits to additional insured language, each venue can be unique.
Vensura works with venues to make the process of purchasing Event Liability Coverage and meeting their insurance requirements effortless. Simply select your venue in Step 1 of our application wizard and all of your venue’s requirements will be pre-populated. Best yet, after purchasing, your venue will automatically receive a proof of coverage certificate.
If your venue is not on our list or doesn’t require proof of insurance, don’t worry. It’s still a great decision to protect your day and our wizard will guide you through the instant quote and purchasing process.
Event Liability Coverage Helps Protect Against Damages if You’re Held Legally Responsible For:
Host Liquor liability
Event Cancellation Coverage Helps Protect you from Financial Loss Due to:
- Accident or illness of host, honoree, or immediate family member that would force cancellation or postponement (Communicable diseases and COVID-19 excluded)
- Extreme weather causing your venue to be unusable or unreachable. *Event cancellation policy must have been purchased at least 15 days prior to the prediction of the threat of extreme weather.
- No-show vendors
- An event venue going out of business
- Damage to photographs, lost deposits, special attire, and more
Help Protect Your Wedding With Event Cancellation Insurance
Planning your wedding or private events takes significant time and likely begins months or years ahead of the event-day itself. More so, it takes money. Most venues, vendors and key parts of your big day require deposits.
While most couples of party planners expect those vendors to fulfill their obligation and for the day to go off without a hitch, that’s often not the case.
From vendors not showing to venues going out of business, a bridal shop losing your dress, or a hurricane forcing an evacuation, things do happen. Event Cancellation Coverage helps offer insurance protecting in the event of unforeseen circumstances related to your event or the vendors you have placed deposits with.
In select states, you have the ability to add Event Cancellation Coverage to your Event Liability Coverage through Vensura’s online application wizard. Simply begin your application and the Vensura platform will present you with the options available to help you protect your investment.
Vensura is here to make the purchase easy.